Short Term Disability (STD)

Voluntary Short Term Disability Insurance
 You may elect to enroll in Short Term Disability Insurance coverage provided by Unimerica.   This coverage is optional and you do not have to be enrolled in any other plan to enroll.

Benefit Amount
Your weekly benefit is 60% of your insured weekly earnings.
Plan Maximum Weekly Benefit: $1,000
Plan Minimum Weekly Benefit: $15

Benefit Waiting Period
The benefit waiting period is the period of time that you must be continuously disabled before benefits become payable.  
Accidental Injury (non-work related): 7 days
Other disabilities: 7 days

Maximum Benefit Period
STD benefits may continue during disability up to 180 days, minus the length of the benefit waiting period.   STD benefits cease to be payable:

When Benefits End
• The date you are no longer disabled
• The date you fail to provide proof of continued disability and entitlement to benefits
• The date your maximum benefit period ends
• The date benefits become payable under any other disability insurance plan under which you become insured through employment during a period of temporary recovery